Services include:

• Online banking and bill pay
• Free Checking Account - no monthly service charges, no minimum balance and direct deposit available
• Visa Check Card
• Real estate and home equity loans with no origination fees - member pays closing costs (usually under $750)
• New and used automobile loans, signature loans and share secured loans
• Additional member insurance available for loan disability, auto, life, short and long term disability, long-term care as well as accidental death coverage ($1,000 free for being a Carilion Credit Union member)
• Share certificates of deposit, 12 months and six months with competitive rates
• Christmas club and vacation savings accounts available using direct deposit
• Convenient office hours in Roanoke with full teller services available from 7:30 am to 5:30 pm on Monday, Tuesday, Thursday and Friday
• Automated teller machine (ATM) located on 933 Jefferson St. with 24-hour access
• The Student Loan Repayment can help ease the pressures associated with student loans. The Carilion Federal Credit Union pays off student loans for eligible employees up to $10,000, excluding physicians, and refinances the amount at a lower percentage rate. To allow for convenient repayment, the Credit Union automatically payroll deducts each pay period. Student loans are refinanced on a first-come, first-served basis of available funds

For more information, visit www.carilioncreditunion.com or call (540) 777-1575.